FIGURE 3-16

Mathematical modeling software

helps you visualize the

product of complex formulas.

Here the points from a sphere

are graphed onto a plane, to

demonstrate the principles

behind the Astronomical Clock

of Prague.

Money management softwareoffers a variety of tools for tracking monetary

transactions and investments. In this software category, personal

finance software, such as Microsoft Money Essentials and Intuit Quicken,

is designed to keep records of income, expenses, assets, and liabilities using

a simple checkbook-like user interface. This software also automates routine

financial tasks, such as budgeting, investing, check writing, and bill paying.

Many personal financial software products provide direct links to online banking

services, so you can use them to check account balances, transfer funds,

and pay bills.

Personal financial software produces reports and graphs that show you

where your money goes. For example, you can analyze various aspects of

your cash flow, such as how much you spent on entertainment last month

and how that compares to the previous month.

Tax preparation softwareis a specialized type of personal finance software

designed to help you gather your annual income and expense data,

identify deductions, and calculate tax payments. Popular products, such as

Intuit TurboTax, even accept data directly from personal finance software to

eliminate hours of tedious data entry.

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